Case Studies | Financial Services Complaints Ltd

Our case notes show how we deal with the many different issues that arise in our case investigations. The case notes aim to provide consumers and participants with guidance as to the approach we are likely to take in a particular type of case or highlight some of the many different ways in which a complaint can be resolved.

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Case Notes Category

Title	Year	Case summary
My car, my castle	2019	Nixon had an accident and lost his job. He fell behind on his repayments and had to live in his car. Unfortunately, Nixon could not meet his car loan payments and his car was repossessed. What can Nixon do?
When unexpected events occur	2019	Sue was due to meet her cousin for a family vacation. Unfortunately, Sue’s cousin passed away suddenly. Can Sue claim the costs of rearranging her travel from her insurer?
Flock dysfunction	2019	Edgar was travelling with a large group of young people and got delayed at customs. Can Edgar get his travel insurer to pay for his missed flights?
Cat fight	2018	Barbie obtained business insurance through an insurance broker. Barbie and her broker had a personal fight that ended their business relationship. Barbie complained that the broker had been unprofessional and asked for a refund of the commission that the broker earned from Barbie’s business.
Who should be overseeing the overseas transfer?	2019	Whetu sent money to his relatives in China. Unfortunately, Whetu entered the incorrect bank account. Can Whetu claim his money back from the electronic funds transfers service?
Funeral cover cut off	2018	Nazreen had funeral insurance cover until age 76. Can Nazreen take advantage of funeral benefits even though she did not die before she turned 76?
No passport? No pass through this port	2019	Tim left his passport on the plane and was not allowed to go back.
Dragging your heels	2019	Joe asked his financial adviser to arrange redundancy cover for him. However, the financial adviser delayed doing so for a number of months, by which time Joe had lost his job. Can Joe claim his lost wages from the financial adviser?
When pills go bad	2018	Poptates was contracted to manufacture a batch of probiotic tablets and used an untested formula. The entire batch was ruined and Poptates was sued for the price of raw materials. Can Poptates claim the cost of raw materials from their insurer?
Abusive behaviour will not be tolerated	2019	An investigation is terminated following unacceptable behaviour from a complainant

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